Frequently Asked Questions
Everything you need to know about Decide Your Money and The 10-Second Money Method.
About Decide Your Money
What is Decide Your Money?+
Decide Your Money is a personal finance method built on five rules for making better spending and saving decisions. It is not an app or a budget tracker. It is a decision framework — a set of rules you apply before you spend.
What are the five rules?+
Rule 1 (Pause Before You Pay): a 10-second decision filter you apply before any non-essential purchase. You will stop buying things you regret. Rule 2 (Rate It or Cut It): a simple way to review every recurring expense and keep only what makes you happy. Most people save hundreds a month. Rule 3 (Save First. Always.): a method for automating savings before you see the money and gradually increasing the amount over time. Rule 4 (Invest Simply. Invest Always.): a simple, proven approach to investing that outperforms most professional investors over time. No finance knowledge needed. Rule 5 (Spot the Traps): the traps designed to take your money. Once you see them, you never fall for them again.
Who is this for?+
Anyone who wants a simple, proven system for managing money without complexity or deprivation. The method has been tested across five continents and works across income levels.
Is this financial advice?+
No. The Decide Your Money method and all content on this site is for general informational and educational purposes only. It does not constitute financial advice. Always consult a qualified financial professional before making financial decisions.
How is this different from budgeting apps?+
Most budgeting apps track what you have already spent. Decide Your Money is a framework for deciding before you spend. It changes how you think about money, not just how you record it.
About The 10-Second Money Method
What is included in The 10-Second Money Method?+
The 10-Second Money Method is a digital PDF guide that explains all five rules in full detail, with examples, implementation steps, and real-world applications. It is written in plain language with no jargon and no app required.
How much does The 10-Second Money Method cost?+
$47 USD — one-time payment, no subscription.
How do I receive the guide after purchase?+
After completing your purchase through Stripe, you will receive an email with a download link. Check your spam folder if it does not arrive within a few minutes.
Is there a refund policy?+
Yes. If you are not satisfied, use our contact form at /contact within 14 days of purchase and we will issue a full refund. No questions asked.
Do I need any app or software to use the guide?+
No. The guide is a PDF. You can read it on any device — phone, tablet, or computer.
How do I contact support?+
Use the contact form at /contact. We respond within 2 business days.