You earn decently but your account never shows it
Money comes in. Money goes out. You cannot explain where.
Five rules.
Under 25 pages.
No jargon.
Enrico Scha spent 25 years designing the apps, checkouts, and screens that make you spend. Now everything he learned is on your side.
The 10-Second Money Method™.
14-day money-back guarantee. No questions asked.
For 25 years I designed checkout flows, push notifications and onboarding screens for banks, food apps, and streaming services across five continents. The work won 14 industry awards. It also helped those companies quietly extract money from people like you.
Eventually I got uncomfortable. I couldn’t keep doing it.
The 10-Second Money Method is the override I now use every day. It’s built from the other side of the screen. Everything I learned building traps, distilled into 5 rules to see them before they cost you money.
— Enrico Scha, The creator
3 × 3
Proven on 3 continents, across 3 income levels.
15 years
of real-world testing in countries where the numbers matter.
50x
starting capital multiplied using these exact five rules.
25 years
designing the systems this method teaches you to see.
5,000+ hrs
studying 30+ Nobel laureates and behavioral researchers.
The guide
What you get
The full method that helps you spend smarter, save more, and invest simply. Plain language. No jargon. No app required.
5 rules for better financial decisions
- 01Pause Before You Pay
- 02Rate It or Cut It
- 03Save First. Always.
- 04Invest Simply. Invest Always.
- 05Spot the Traps
Bonus tracks
- 7-day action planOne action per day to prove the system works in week one.
- One-page cheat sheetPrint it, save it, stick it on your fridge. Works on mobile and desktop.
- Rate-it decision tableA fill-in-the-blank worksheet to audit every recurring expense in your life.
- 12-month savings ramp trackerFrom 5% to 20%. Month by month. With the exact milestones to hit.
How it works
Three steps. No apps. No spreadsheets. No tracking every dollar.
01
Read the guide
60 minutes. One read. No homework.
02
Pause 10 seconds
Before every non-essential purchase. Let the careful-thinking part of your brain catch up with impulse.
03
Apply one rule at a time
Start with Rule 1. Each rule builds on the previous. Within 30 days, the system runs on autopilot.
Results
Real people. Real numbers. First month.
“In the first month I freed up $400 without changing my lifestyle. I just stopped paying for things that did not make me happy.”
Vanesa C.
Sydney, Australia
“The 10-second filter sounds too simple to work. Then I caught myself about to spend $200 on something I did not need. It works.”
Itziar S.
Barcelona, Spain
“I read every finance book out there and none of them stuck. This system did, because it’s not about spreadsheets or budgets.”
Hannah Tomas, 40
Singapore
“After applying the five rules, I managed to save 20% of my income so far. The pause rule alone saved me from $300 in impulse purchases in the first month.”
Virginia C., 51
UK
“I always thought I was too young to worry about investing. The guide made it so simple I started saving 10% a month and haven’t stopped since.”
Lucy T., 27
US
This is for you if...
You buy things that feel urgent now and pointless next week
The discount. The upgrade. The thing in your cart. You know the pattern.
You want a system that runs while you live your life
Not another spreadsheet. Not another app. A filter that works in the background.
14-day money-back guarantee
Buy the guide. Read it. Apply one rule. If it does not change how you see a single financial decision, send us a refund request via our contact form and we will refund you in full. No waiting. No questions.
How much did you spend on autopilot last month?
The first rule works from day one.
Questions
Get the full method
25-page guide. One-page cheat sheet. 7-day action plan. Rate-it decision table. 12-month savings tracker. Dark patterns reference card. Instant PDF delivery.
Get the full method for $47 →14-day money-back guarantee. Instant PDF delivery.