Read it alongside
The Equity Mates alternative for followers
who want decision-level guidance
Get The 10-Second Money Method to make better financial decisions.
Equity Mates built a network of Australian podcasts and content focused on accessible investing education for the everyday investor.
The 10-Second Money Method is a 25-page decision guide that runs at every individual purchase, complementing the network's investing focus.
Two layers. Equity Mates teaches investing. The method runs at every spending decision.
Equity Mates vs Decide Your Money: The comparison
If you are searching for an Equity Mates alternative or something similar to Equity Mates, this comparison covers the key differences between Equity Mates and Decide Your Money, what each does best, and which suits you. We compare format, focus, time investment, and approach side-by-side below.
What Equity Mates does brilliantly
Equity Mates created an Australian-flavoured network of investing content that made the share market accessible to everyday investors. The interview format, the explainer episodes, and the broader podcast network grew a serious investing community in a country where many people previously felt locked out of the market.
For accessible Australian investing education, Equity Mates is excellent. The question is what runs at the moment of each spending decision, where the savings rate that fuels investing is determined.
What Decide Your Money adds on top
Most people don't have a money problem. They have a decision problem. Hundreds of small decisions, every week, made on autopilot. That is what drains the account by the end of the month, not the salary.
Equity Mates is about strategy. The 10-Second Money Method is about the decision before any purchase.
Every purchase is a decision. Every subscription is a decision. Every "yes" at the checkout is a decision. The method is what runs at that exact moment.
“For 25 years I helped companies design the tricks that push you to spend. I won 14 international awards in design, technology and marketing along the way. One day I said enough. Now on your side, everything I learned is yours, condensed into 25 pages and five rules.”
— Enrico Scha, Founder of Decide Your Money
Side by side
| Feature | Equity Mates | Decide Your Money |
|---|---|---|
| Format | Podcast network and content | 25-page PDF guide |
| Focus | Investing education and the share market | The decision behind each purchase |
| Time investment | Ongoing podcast consumption | One hour to read, then run forever |
| Author background | Podcasters and investing educators | 25 years helping companies design the tricks that push you to spend |
| What you get | Episodes, courses, community | Five rules, Rate-It matrix, week-one action plan, 9-point bonus track, mobile cheat sheet |
| Tested across | Primarily Australian | Three continents, 10 income levels, 15 years |
| Decision support | Investing-focused education | Built for the moment of each purchase |
Which one is best for you?
Equity Mates is best for...
- Australians learning about the share market through podcasts
- People who like interview and explainer formats
- Anyone wanting accessible, locally relevant investing content
- Followers willing to consume content across many episodes
Decide Your Money is best for...
- People who reach the end of the month with nothing left
- People who want a method, not another app
- People who spend on autopilot and want to take back control
- People who want one hour, not weeks of reading
Many people use both. They solve different problems at different moments.
The 10-Second Money Method™
Five rules. One system.
Take control of your purchases.
A method so simple it takes 10 seconds. You will stop buying things you regret and start spending only on what genuinely matters to you.
Spend less every month without giving up anything you love.
You will find out exactly where your money is going and keep only what makes you happy. Most people save hundreds a month and do not miss a thing.
Save more than you ever thought you could.
You will build real savings month after month, even if you have never been able to save before. It happens gradually, and you will barely notice the difference in your day-to-day life.
Make your money work for your future.
You will learn a simple, proven approach that historically beats most active investors. No finance knowledge needed. No stock picking. No guessing. Just a few minutes a month.
Stop losing money without realising it.
You will see the seven traps designed to take your money. Once you spot them, you will never fall for them again.
The full method is inside the guide.
The personal finance method that actually works.
Five rules. Plain language. No app required.
Switching from Equity Mates? Start with Rule 1, free.
Frequently asked questions
Can I listen to Equity Mates and use the method?+
Yes.
Is the method an investing course?+
No. Rule 04 covers a passive index investing approach but the method is not investing-specific.
Is the method written for Australia?+
It is built in Australia. The five rules also work in any country.
How long is the guide?+
25 pages, about one hour to read.
Will the method help me invest more?+
Indirectly, yes. By reducing autopilot spending, more money becomes available to invest.
What if it does not work for me?+
14-day money-back guarantee, no questions asked.
Is Decide Your Money a good alternative to Equity Mates?+
Yes, depending on what you need. Decide Your Money is a 25-page decision guide built around five rules and a 10-second filter applied at every purchase. Equity Mates works at a different moment in the spending process. Consider the pros and cons of each before choosing — many people use both.
What are the differences between Equity Mates and Decide Your Money?+
Three key differences. Format: Podcast network and content vs 25-page PDF guide. Focus: Investing education and the share market vs The decision behind each purchase. Time investment: Ongoing podcast consumption vs One hour to read, then run forever. The complete side-by-side comparison is in the table above.
Should I use Equity Mates or Decide Your Money?+
Many people use both, since they solve different problems at different moments. Use Equity Mates for what it does best. Use Decide Your Money as the 10-second decision filter at every purchase, instead of relying only on tracking, planning, or content tools.
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Decide Your Money provides general educational information about financial decision-making behaviour. This is not financial, investment, legal, tax or accounting advice. It does not take into account your personal objectives, financial situation or needs. Decide Your Money is not a licensed Australian Financial Services Licensee. Before acting on any information, consider whether it is appropriate for your circumstances and consult a qualified, licensed adviser in your jurisdiction.
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