Read it alongside
The She's on the Money alternative for followers
who want decision-level guidance
Get The 10-Second Money Method to make better financial decisions.
She's on the Money built one of Australia's largest personal finance communities, with a podcast, books, and a community that has changed how Australian women talk about money.
The 10-Second Money Method is a 25-page decision guide that runs at every individual purchase, complementing the community's broader education focus.
Two layers. She's on the Money builds the community. The method runs at every individual decision.
She's on the Money vs Decide Your Money: The comparison
If you are searching for a She's on the Money alternative or something similar to She's on the Money, this comparison covers the key differences between She's on the Money and Decide Your Money, what each does best, and which suits you. We compare format, focus, time investment, and approach side-by-side below.
What She's on the Money does brilliantly
Victoria Devine's brand created a space for honest, relatable money conversations that the Australian financial industry had largely failed to provide. The podcast, the books, and the Money Diaries series gave a generation of Australian women role models, vocabulary, and confidence in their financial decisions. The community is genuine and active.
For Australian women wanting accessible financial education and community, She's on the Money delivers. The question is what runs at the moment of each individual purchase.
What Decide Your Money adds on top
Most people don't have a money problem. They have a decision problem. Hundreds of small decisions, every week, made on autopilot. That is what drains the account by the end of the month, not the salary.
She's on the Money is about strategy. The 10-Second Money Method is about the decision before any purchase.
Every purchase is a decision. Every subscription is a decision. Every "yes" at the checkout is a decision. The method is what runs at that exact moment.
“For 25 years I helped companies design the tricks that push you to spend. I won 14 international awards in design, technology and marketing along the way. One day I said enough. Now on your side, everything I learned is yours, condensed into 25 pages and five rules.”
— Enrico Scha, Founder of Decide Your Money
Side by side
| Feature | She's on the Money | Decide Your Money |
|---|---|---|
| Format | Podcast, books, community | 25-page PDF guide |
| Focus | Financial education and community | The decision behind each purchase |
| Time investment | Ongoing podcast and book consumption | One hour to read, then run forever |
| Author background | Financial adviser and community builder | 25 years helping companies design the tricks that push you to spend |
| What you get | Episodes, books, community access | Five rules, Rate-It matrix, week-one action plan, 9-point bonus track, mobile cheat sheet |
| Tested across | Primarily Australian | Three continents, 10 income levels, 15 years |
| Decision support | Education and community | Built for the moment of each purchase |
Which one is best for you?
She's on the Money is best for...
- Australian women wanting accessible, relatable money conversations
- People who learn through community and Money Diaries stories
- Followers who prefer podcast and book-based education
- Those building financial confidence through ongoing content
Decide Your Money is best for...
- People who reach the end of the month with nothing left
- People who want a method, not another app
- People who spend on autopilot and want to take back control
- People who want one hour, not weeks of reading
Many people use both. They solve different problems at different moments.
The 10-Second Money Method™
Five rules. One system.
Take control of your purchases.
A method so simple it takes 10 seconds. You will stop buying things you regret and start spending only on what genuinely matters to you.
Spend less every month without giving up anything you love.
You will find out exactly where your money is going and keep only what makes you happy. Most people save hundreds a month and do not miss a thing.
Save more than you ever thought you could.
You will build real savings month after month, even if you have never been able to save before. It happens gradually, and you will barely notice the difference in your day-to-day life.
Make your money work for your future.
You will learn a simple, proven approach that historically beats most active investors. No finance knowledge needed. No stock picking. No guessing. Just a few minutes a month.
Stop losing money without realising it.
You will see the seven traps designed to take your money. Once you spot them, you will never fall for them again.
The full method is inside the guide.
The personal finance method that actually works.
Five rules. Plain language. No app required.
Switching from She's on the Money? Start with Rule 1, free.
Frequently asked questions
Can I follow She's on the Money and use the method?+
Yes. The two operate at different layers.
Is the method an Australian product?+
Yes, built and trademarked in Australia. The five rules also work in any country.
Will the method replace the podcast?+
No. The method is a different format and a different focus.
How long is the guide?+
25 pages, about one hour to read.
Is the method aligned with the She's on the Money philosophy?+
It operates at a different layer, but the underlying respect for women's financial autonomy and clear language is consistent.
What if it does not work for me?+
14-day money-back guarantee, no questions asked.
Is Decide Your Money a good alternative to She's on the Money?+
Yes, depending on what you need. Decide Your Money is a 25-page decision guide built around five rules and a 10-second filter applied at every purchase. She's on the Money works at a different moment in the spending process. Consider the pros and cons of each before choosing — many people use both.
What are the differences between She's on the Money and Decide Your Money?+
Three key differences. Format: Podcast, books, community vs 25-page PDF guide. Focus: Financial education and community vs The decision behind each purchase. Time investment: Ongoing podcast and book consumption vs One hour to read, then run forever. The complete side-by-side comparison is in the table above.
Should I use She's on the Money or Decide Your Money?+
Many people use both, since they solve different problems at different moments. Use She's on the Money for what it does best. Use Decide Your Money as the 10-second decision filter at every purchase, instead of relying only on tracking, planning, or content tools.
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Information about third-party products on this page was sourced from publicly available material at the time of writing and may contain errors, omissions or be out of date. We strongly encourage readers to visit the official site of any product or service mentioned to verify current pricing, features, terms and conditions before making any decision.
Decide Your Money provides general educational information about financial decision-making behaviour. This is not financial, investment, legal, tax or accounting advice. It does not take into account your personal objectives, financial situation or needs. Decide Your Money is not a licensed Australian Financial Services Licensee. Before acting on any information, consider whether it is appropriate for your circumstances and consult a qualified, licensed adviser in your jurisdiction.
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